Commercial Loans

At Pollux Financial, we understand that accessing the right commercial loan options is critical for businesses looking to grow and thrive. Whether you're based in Canberra or anywhere across Australia, our finance and mortgage broking services are designed to help you succeed. With a variety of options available from banks and lenders nationwide, we can assist in finding the best fit for your business needs. From buying commercial property to upgrading equipment, our expertise ensures a streamlined application process and access to competitive interest rates and flexible loan terms.

When applying for a commercial loan, it's essential to consider the loan amount and the type of interest rate that best suits your financial situation. Pollux Financial offers guidance on both fixed and variable interest rates, ensuring you make an informed decision. A fixed interest rate provides stability with predictable repayments, ideal for those who prefer a consistent budget. On the other hand, a variable interest rate may offer savings if market conditions are favourable, though it comes with potential fluctuations.

Commercial finance can be tailored to various needs, whether you're expanding your business, buying new equipment, or upgrading existing assets. Our team helps you explore both secured and unsecured commercial loan options. A secured commercial loan typically offers lower interest rates by using collateral, such as property or equipment, reducing the lender's risk. Conversely, unsecured commercial loans do not require collateral but may involve higher interest rates due to increased lender risk.

For those looking to buy commercial property or land, Pollux Financial can assist with commercial property finance tailored to your needs. Whether you're purchasing an industrial property or commercial land, we provide options like progressive drawdown and revolving lines of credit to manage your cash flow efficiently. Progressive drawdown allows you to access funds as needed during the property's development phase, while a revolving line of credit offers flexibility for ongoing expenses.

Understanding the importance of a suitable loan structure and flexible repayment options is crucial for business success. Pollux Financial offers expertise in designing a loan structure that meets your specific goals, providing options for flexible repayments that align with your cash flow. We also provide solutions like redraw facilities, allowing you to access extra repayments you've made if the need arises.

To recap, Pollux Financial is dedicated to helping you access commercial loan options from banks and lenders across Australia. Our commitment to a streamlined application process, competitive interest rates, and tailored commercial finance solutions ensures you have the support needed for buying commercial property, expanding your business, or upgrading equipment. Contact us today to discuss how we can assist you in achieving your business goals with the right commercial finance solutions.