Refinance your Home Loan or Investment Loan and access a variety of loan options and competitive interest rates. Get help from an experienced Finance & Mortgage Broker at Pollux Financial today!
Rated 5 from 101 Reviews
At Pollux Financial, we understand that refinancing can be a pivotal step in managing your financial wellbeing. As your mortgage broking experts based in Canberra, we are committed to serving clients across Australia. Refinancing your mortgage allows you to access loan options from banks and lenders nationwide, potentially securing a more favourable interest rate or adjusting your loan amount to better suit your current financial situation. Whether you're looking to reduce loan repayments or release equity in your property, our tailored services can guide you through the process with ease.
Refinancing offers numerous advantages, one of them being the opportunity to access a lower interest rate. By refinancing, you can benefit from the competitive refinance interest rates available across Australia. Whether your fixed rate period is ending or you are considering a change in your loan term, refinancing might be the key to unlocking better loan options. Our team will assist you in evaluating both fixed and variable interest rates to determine what best aligns with your financial goals.
Another significant benefit of refinancing is the ability to consolidate debts. This means you can combine multiple debts into a single loan, potentially reducing the overall interest you pay. At Pollux Financial, we help you assess your credit history and bank statements to determine the most suitable options. By streamlining the application process, we make it simpler for you to adjust the loan amount or release equity to buy your next property. We strive to provide access to banks and lenders that offer policies tailored to your needs.
Furthermore, refinancing is an excellent option for those looking to release equity in their existing property. This released equity can be used for various purposes, such as home improvements or as a deposit for purchasing another property. Our expertise extends to helping you check eligibility for special lender policies that may apply to your situation, ensuring that you maximise the benefits of refinancing.
Pollux Financial is dedicated to simplifying the refinancing process, offering a personalised approach to meet your distinct needs. Our access to banks and lenders nationwide means that we can present you with a diverse range of loan options. With our guidance, you can navigate the intricacies of the application process with confidence and clarity.
Refinancing with Pollux Financial opens doors to new possibilities, whether you're looking to reduce loan repayments or explore better loan options. Contact us today to discuss how we can assist you in achieving your financial goals through refinancing. Our team is ready to support you every step of the way, ensuring that your transition is smooth and beneficial.
Initial Refinance Consultation
A Finance & Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.
Pre Approval
Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.
Settlement
During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.
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Sandi Kinnane
I highly recommend Paul. He found us the best deal for our circumstances, kept us informed, explained the process at every step, and was very responsive to any questions. He made everything really easy.
IK
Izzeden Khalil
We've used Paul a number of times from refinancing my PPOR or purchasing investment properties. He made the process as hassle free as possible for us. Pauls’ understanding of the mortgage industry helped us getting hassle free finance for ...
NM
Nathan Morrison
Stress free refinancing. Paul and his team made our refinancing process an easy and positive one. Paul is an excellent communicator, and from our first meeting, knew what we wanted to achieve and worked hard to get us the result we wanted. ...
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Pollux Financial Pty Ltd ABN: 29 673 798 957. Credit Representative #474835 is authorised under Australian Credit License #391237.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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